LOAN AGAINST PROPERTY
Novac Nidhi Mortgage Loan (Loan Against Property) is a loan availed against mortgage of property (Residential / Commercial / Land). As a secured product, the interest rate on loan against property is low & is available for long tenures. Mortgage loan is available to individuals and business persons.
With two simple steps for getting loan against properties - the applicant & their business / earning is evaluated, followed by valuation of the property offered as collateral and immediate sanctioning.
The loan amount is secured against the property being mortgaged, resulting in higher amount. Such Loans offer several benefits in the form of lower interest rate, higher loan amount, long tenure, in comparison to unsecured loans such as a personal loan.
Eligible Property Types for Loan Against Property - Novac Nidhi offers the flexibility to use almost any property type for taking such loans, Commercial or Residential or Mixed-Use Properties - Land, Building, Apartment, Commercial Premise, Shop, Factory, etc.
GOLD LOAN
With attractive schemes, easy repayment options and lowest interest rates we provide you liquidity for your gold and gold ornaments without having to sell them.
- Avail maximum value for your gold, upto 80% of the value.
- Competitive interest rate; Interest starting @ just 6% per annum . Special schemes including business loan,
hi‐tech farming loan. - Flexible repayment including interest servicing schemes and EMI schemes of flexible tenure.
- Minimal documentation and quick disbursal
- Special schemes including high loan-to value (LTV) business loan, Hi-Tech farming loan.
- Maximum tenure of one year.